Calculators to Help You Make the Right Decision from Countrywide Home Loans

When you're faced with a financial decision - especially when it comes to mortgages - it's important to know where you stand. If you're looking to refinance a loan, you probably want to know if the new rate will offset the costs of refinancing and save you money in the long run. If you're trying to compare different loan options and interest rates, you may want to compare the annual percentage rate (APR) for each loan. And Or if you want to estimate how long it will take to payoff your credit card debt, just use the debt-free calculator.

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1 Mortgage Refinance Calculator

If you've decided to refinance your mortgage, find out if the rate change will result in savings. All you need to do is type your current interest rate and new rate you're considering. According to guidelines published by the Federal Reserve Board, refinancing is typically advisable in cases where the interest rate on your loan is at least 2% higher than the rate you're eligible for.

2 Mortgage APR Calculator

The mortgage APR calculator is designed to help you compare different loan options by taking into account the interest rate and fees associated with the loan. Use the mortgage APR calculator and calculate the true cost of your loan options.

The Mortgage APR Calculator estimates the APR based on the values entered by the borrower. The estimates are meant to be an informational resource for borrowers shopping for a loan.

3 Debt-Free Calculator

Want to find out when you'll be debt-free? The debt-free calculator will estimate how long it will take to pay off your debt based on minimum payments made towards your credit card balances or paying a set amount. It can also estimate how much you should be paying towards your balances based on how soon you want to be debt-free.

The results provided by the Debt-Free Calculator represent the estimated length of time to pay off debt based on the values entered by the borrower.

4 Get a Personalized Estimate Based on your Home Loan Needs

Calculators are helpful, but they can't help demonstrate specific examples of loans that might be good for you. However, one of our Home Loan experts can give you a free personalized home loan consultation that is based on your own needs and situation. Call 1-866-436-0620 and speak with one of our Home Loan Consultants. The call is free and the information will be personalized just for you!

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Legal Disclaimer: The Cyberhomes™ property valuation results from the use of some and/or all of the following: automated valuation technology, statistical modeling, public records data (as available from time to time) and human logic combined to provide a rational estimate of the possible selling price of a residential property. This valuation is and does not constitute an appraisal. This valuation contains no representations or warranties regarding a property's marketability, functional or economic obsolescence, environmental damage, compliance with existing building and safety codes and regulations, or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to help determine this valuation.

THE VALUATIONS ARE PROVIDED "AS IS" AND COUNTRYWIDE FINANCIAL CORPORATION AND/OR ITS AFFILIATES (COLLECTIVELY 'COUNTRYWIDE') MAKE NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THEIR ACCURACY, COMPLETENESS, OR CURRENTNESS, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

This property valuation tool is provided by Fidelity National Financial, Inc. Fidelity National Financial is not affiliated with Countrywide Financial Corporation ('Countrywide') or any of its affiliates. Countrywide makes no guarantees or warranties regarding this property valuation tool and is not responsible for the accuracy of any of the data provided. In processing applications for and making decisions regarding home loan financing, Countrywide determines the value of a property using data and valuation tools that Countywide considers appropriate for its underwriting criteria and internal decision making (collectively referred to as 'processes') and such processes may reach a different valuation than that provided by using this tool. Countrywide is not bound by or in any way obligated to accept, use or refer to the valuation and data provided by this tool in conjunction with any loan application or request for home financing.