FREE Mortgage Guides

Countrywide Home Loans' free mortgage guides are designed to help educate consumers on topics related to mortgage, credit and debt consolidation. Our guides and worksheets can help you get more details about home loans, specific mortgage products, calculate your budget and more.

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Mortgage Resources

• Understanding Countrywide's Interest-Only Loans
  This brochure will help you understand Countrywide's Interest-Only loan option and its features. We strongly urge you to examine all of your home loan options and to fully understand the features and terms of the different loan types before choosing the one that is most appropriate for you.
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• Understanding Countrywide's PayOption ARM
  A PayOption ARM is a monthly adjustable rate mortgage offering up to four monthly payment options. This brochure was created to help you understand Countrywide's PayOption ARM and its features.
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• Understanding Countrywide's Payment Advantage ARM
  The Countrywide Payment Advantage ARM (Adjustable Rate Mortgage) is an innovative but complex loan program that combines the features of a hybrid ARM program with the flexibility of monthly payment options. This brochure has been provided to help you understand how these various loan features and payment options work as well as the risks associated with this type of loan.
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Finances & Budgeting

• Guide To Debt Consolidation - An Interactive Workbook
  Get an overview of debt consolidation loans and use the interactive worksheet to calculate your debt.
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Credit Resources

Equal Housing Lender. © 2008 Countrywide Bank, FSB, Countrywide Home Loans Division. Member FDIC. Trade/service marks are the property of Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved.

This website may contain links to web sites that are not part of the Countrywide Bank, FSB. Such web sites are not under our control and we are not responsible for the content in those third-party sites or any link contained in such a site. Countrywide Bank, FSB does not endorse companies or products that advertise or appear on, or link to, this Site. If you choose to access a third party web site via a link contained on this Site, you do so at your own risk.

Legal Disclaimer: The Cyberhomes™ property valuation results from the use of some and/or all of the following: automated valuation technology, statistical modeling, public records data (as available from time to time) and human logic combined to provide a rational estimate of the possible selling price of a residential property. This valuation is and does not constitute an appraisal. This valuation contains no representations or warranties regarding a property's marketability, functional or economic obsolescence, environmental damage, compliance with existing building and safety codes and regulations, or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to help determine this valuation.

THE VALUATIONS ARE PROVIDED "AS IS" AND COUNTRYWIDE FINANCIAL CORPORATION AND/OR ITS AFFILIATES (COLLECTIVELY 'COUNTRYWIDE') MAKE NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THEIR ACCURACY, COMPLETENESS, OR CURRENTNESS, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

This property valuation tool is provided by Fidelity National Financial, Inc. Fidelity National Financial is not affiliated with Countrywide Financial Corporation ('Countrywide') or any of its affiliates. Countrywide makes no guarantees or warranties regarding this property valuation tool and is not responsible for the accuracy of any of the data provided. In processing applications for and making decisions regarding home loan financing, Countrywide determines the value of a property using data and valuation tools that Countywide considers appropriate for its underwriting criteria and internal decision making (collectively referred to as 'processes') and such processes may reach a different valuation than that provided by using this tool. Countrywide is not bound by or in any way obligated to accept, use or refer to the valuation and data provided by this tool in conjunction with any loan application or request for home financing.